Latitude Gem Visa

Get 6 months interest free finance on your engagement ring purchase.
  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for the team at Latitude to respond to your application.
  3. Ready, set, shop
    You'll receive your physical Gem Visa card in 7-10 days and you're ready to go!


At Kate & Kole, we offer 6 month interest-free financing through Gem Visa on all purchases over A$2000 so you can craft your perfect piece with ease.

For the 6-month term, you'll need a physical Gem Visa card and a minimum deposit of 35%. The balance is then divided over your chosen term, with mandatory minimum monthly repayments.

How To Apply

Apply online for Gem Visa.

The application process usually takes about 10 minutes to complete. Once approved you'll receive your physical Gem Visa card. You'll then be able to proceed with your purchase at Kate & Kole.

Already have a Gem Visa card?

If you already have a Gem Visa card, you can make your purchase immediately, using it as a normal credit card transaction.

Feel free to contact our friendly team to learn more about the finance process.


What is the most affordable way to purchase an engagement ring?

The most affordable way to purchase is through our website, which does require an upfront payment. By giving us our full production time 8-10 weeks you can also avoid any priority service fees. Our ready to wear rings are in stock if you require a ring a little more urgently.

Can I pay a deposit to get the process started?

We can send through an invoice for you to pay a 50% deposit to get the ring started, and then the remaining 50% is due upon completion of the ring. This option just incurs a $250 invoicing fee.

Do you offer lay-by?

We do not currently offer a lay-by service, but our split payment invoicing option is a great way to begin the production of your piece without needing to pay in full right away.

The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.